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The processor earns a fixed percentage regardless of the underlying interchange.For example, 0.25% is an example of an interchange plus rate quote.

If you haven't already done so, sign up for a free account here at Card Fellow to receive competitive interchange plus quotes instantly from leading processors. Components of Cost Even if you use Card Fellow's easy free service that virtually finds the best credit card processor for you, you should still understand one very important point, which is: Not all credit card processing fees are negotiable.No fancy tiers, not qualification at the processor level -- just one simple rate that gets added to actual cost (interchange).Interchange plus allows for interchange credits on refunded transactions.Here at Card Fellow we dictate the pricing model that processors must use to ensure fair, competitive pricing that can be accurately compared.With interchange plus pricing the processor's markup isn't dependent on interchange qualification.

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